Why Obama Health Plan Is No Excuse to Defer Coverage

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By Mike Novelli

The Obama health plan has millions of uninsured Americans waiting for reform, but putting off health for a new law to take effect is comparable to playing Russian roulette with one's health. Despite the prevalence of life threatening illnesses, such as cancer, diabetes, and heart disease, these diseases are the tops contributing factors to the mortality rate. Medical statistics show that over 50 percent of the population will be diagnosed with one of these illnesses at some point in their life. Given today's advances in medicine, treating these ailments before they worsen or become fatal is the difference between life and death.

Americans who defer their health care for the Obama health plan to pass are merely shortening their life span. It was too late for an uninsured Bea Levinson. At the age of 59, postponing health insurance cost her life. Diagnosed with stage four-lung cancer, there was not any time to hope for a cure. The National Institute of Health (NIH) says that certain chronic ailments, such as heart disease, diabetes and certain cancers are treatable with early detection.

Even more worrisome, by the time a major illness is diagnosed, many are left with the financial burden of paying for covering their medical costs and fighting the disease. The vicious cycle continues when the sick are unable to cover the cost of their medicine and doctor's visits. Deferring Michigan health insurance is comparable to creating one's own death sentence.

In Michigan, health insurance is just as vital as food and shelter. Since, medical complications can crop up at anytime, health insurance is not a deferring matter. For the individual who is unemployed, a college student or an individual living with a preexisting disease, there is affordable Michigan health insurance plans that can be customized to your circumstances. The following tips are useful for finding a cost effective Michigan Health insurance plan:

- Shop for a Michigan health insurance plan customized to your specific employment, health and financial situation. Assess each medical plan, reviewing the specific details of the coverage.

- Evaluate various health insurance plans. Be sure to itemize specific details of the coverage. Avoid becoming the next medical statistic; don't defer your health based on Obama's new health plan reform.

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