Do Chiropractors Hurt Your Chances in Obtaining Lawsuit Loans? Part I

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By Dr. Tom Rhudy

Many insurance carriers, as well as other payers, will attempt to convince individuals that their chances of obtaining a decent settlement will be decreased by the care and treatment chiropractors provide. However, after reviewing thousands of such cases, facts and experience clearly reveal that this is simply not true.

Many physicians have no interest in providing services for patients suffering personal injuries, for which major medical insurance is not available. Why? Because there are no guarantees that the provider will be paid for services rendered.

A physician who agrees to see you following such injuries, perhaps twice, will never acknowledge that it was someone else's negligence that caused your injuries. This is done to enable the physician to get paid by the insurance carrier.

Unfortunately, giving the insurance carrier documents that suggest that you failed to even mention the incident that resulted in your injuries on those visits when you sought medical attention following that incident that serves as the basis of the claim for which a lawsuit loan is requested, severely compromises your case.

Chiropractors, on the other hand, will often see such patients. Many of them are willing to work closely with you and your attorney as you await settlement. This can be of tremendous value, due to the fact that it can be difficult, if not impossible to find physicians and surgeons who will provide care and treatment to those who have neither insurance nor to the means to pay for such services at the time the services are administered.

The treatment of injuries that often occur subsequent to the personal injuries that result from others' negligence and serve as the likely basis of the lawsuit loan requested is an area in which chiropractors receive extensive training in evaluation and diagnosis. You are awaiting settlement on the claim you filed as a result of injuries, necessitating your need for a lawsuit loan.

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