As a consumer, many of us don't think about car insurance as being on the top of the list. By law, we are required to have insurance on our vehicles; with just a few exceptions. Comparison shopping is good, but remember that low price doesn't always qualify as the best deal.
For those of us who have been driving for years, we know that the standard requirements are 25/50/25. For people with cars financed through banks or finance companies, liability is definitely required. Be sure you check the local requirements by law in your area.
I was involved in an accident where the police would not list either party as being at fault. Then the person went back to their agent and said it was my fault. If I had not notified my insurance company at the time of the accident, I might have been blamed.
Discounts may be available but unless you ask you won't know. Many times you can get discounts by having multiple policies with your insurance company. Ask and see what you can receive.
We are bombarded with insurance companies spouting rates covering a wide spectrum. However, the old rule, "less is best may not apply here". Remember to read the fine print or ask your agent to make sure you get what you ask for.
A lot of people think that if they turn their car over to a friend and it gets wrecked, their insurance will cover it. Well, think again. We are going to bare the responsibility for damages suffered to the other party and their car not our insurance company.
Many, if not all states have made it a requirement that all vehicles carry liability. Georgia and other states require the insurance companies to record the specifics of your insurance policy in the database that covers the entire state. This is how they can better track uninsured drivers.
Tracking insured drivers is done by the Georgia Department of Revenue. Motor vehicles that are registered are compared to policy holders in the database, helping to located drivers that are not insured.
Whatever your insurance needs are you can be sure that either online or through a local agent, make sure that your needs are covered. Car insurance can be a tricky things and it's best to make sure your vehicle is totally covered. Spending unnecessary dollars on fixing your vehicle is not something any of us would like to do.
For those of us who have been driving for years, we know that the standard requirements are 25/50/25. For people with cars financed through banks or finance companies, liability is definitely required. Be sure you check the local requirements by law in your area.
I was involved in an accident where the police would not list either party as being at fault. Then the person went back to their agent and said it was my fault. If I had not notified my insurance company at the time of the accident, I might have been blamed.
Discounts may be available but unless you ask you won't know. Many times you can get discounts by having multiple policies with your insurance company. Ask and see what you can receive.
We are bombarded with insurance companies spouting rates covering a wide spectrum. However, the old rule, "less is best may not apply here". Remember to read the fine print or ask your agent to make sure you get what you ask for.
A lot of people think that if they turn their car over to a friend and it gets wrecked, their insurance will cover it. Well, think again. We are going to bare the responsibility for damages suffered to the other party and their car not our insurance company.
Many, if not all states have made it a requirement that all vehicles carry liability. Georgia and other states require the insurance companies to record the specifics of your insurance policy in the database that covers the entire state. This is how they can better track uninsured drivers.
Tracking insured drivers is done by the Georgia Department of Revenue. Motor vehicles that are registered are compared to policy holders in the database, helping to located drivers that are not insured.
Whatever your insurance needs are you can be sure that either online or through a local agent, make sure that your needs are covered. Car insurance can be a tricky things and it's best to make sure your vehicle is totally covered. Spending unnecessary dollars on fixing your vehicle is not something any of us would like to do.
About the Author:
Need to purchase Auto Insurance in Atlanta? Let the big insurance companies compete for you! Tom highly recommends that you go to Atlanta Car Insurance site to get the best deals on the Internet.
